Symetra Financial Corp.

www.symetra.com

Symetra Financial Corp. (Symetra), through its insurance affiliates, has a half-century of experience providing retirement plans, employee benefits, annuities, and life insurance through independent advisors and agents nationwide.

Symetra's largest operating company, Symetra Life Insurance Co., is rated "A" (Excellent) with a stable outlook by A.M. Best, "A-" (Strong) with a positive outlook by S&P, and "A2" (Good) with a negative outlook by Moody's, and "A+" (Strong) with a stable outlook by Fitch.

As of December 31, 2007, Symetra had $19.6 billion in total assets and $1.3 billion in adjusted shareholders' equity (excluding net unrealized losses of $27.2 million in Symetra's fixed maturity portfolio).

Symetra is owned by an investor group led by White Mountains and Berkshire Hathaway, Inc. White Mountains holds a 19% interest in Symetra and warrants to purchase an additional 9.5 million common shares of the company. The warrants expire in August 2014 and are immediately exercisable at a price of $11.49 per share. Assuming the exercise of all outstanding warrants, White Mountains' consolidated ownership interest in the company is 24%.